Judi L. Woods

702-449-7553

NMLS# 1390524

judiapproved@gmail.com

Licensed in: AZ, CA, DE, NV, PA, VA

Judi L. Woods Senior Loan Officer

Blog

A Mortgage Tax Credit That Could Save You $2,000 a Year

A Mortgage Tax Credit That Could Save You $2,000 a Year

Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed

Sep 23, 2025 | Purchasing a Home

Mortgage Basics for First-Time Home Buyers

Mortgage Basics for First-Time Home Buyers

Thinking about buying your first home? You're not alone — and it’s more doable than you might think. If you're unsure where to begin or how financing works, this guide breaks it down in clear terms. What Is a Mortgage? A mortgage is a loan you

Sep 18, 2025 | Purchasing a Home

Why Buying a Duplex Makes Financial Sense

Why Buying a Duplex Makes Financial Sense

Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can

Sep 09, 2025 | Purchasing a Home

Tips for Short-Term Rental Success

Tips for Short-Term Rental Success

Thinking About Turning Your Property Into a Short-Term Rental? Short-term rentals through platforms like Airbnb or VRBO can be a good source of extra income. But before you jump in, it’s important to know what this type of real estate investment rea

Sep 04, 2025 | Purchasing a Home

The Mortgage Spread is Shrinking

The Mortgage Spread is Shrinking

Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p

Sep 02, 2025 | Purchasing a Home

Applying for a Mortgage: Fixed or Adjustable Rate?

Applying for a Mortgage: Fixed or Adjustable Rate?

Choosing a mortgage is one of the most important financial decisions you'll make when buying a home. Two of the most common types are fixed-rate mortgages and adjustable-rate mortgages (ARMs). Each comes with its own set of benefits and trade-offs. Knowin

Aug 28, 2025 | Purchasing a Home